Solutions

One platform.
Many propositions.

Products, policies, workflows and customer journeys can be configured without rebuilding the underlying lending technology.

01

Banks & financial institutions

Digitize lending without replacing your core.

Use balaBNK for customer experience, decisioning, workflows, origination and portfolio intelligence while maintaining existing regulated and financial systems.

Implementation · SaaS · Maintenance · Transaction fees
02

Microfinance institutions

Make small-ticket lending economically digital.

Automate customer acquisition, underwriting, approvals, origination and servicing to reduce the human effort required to originate smaller loans.

Digital microfinance operations
03

Consumer credit

Build digital credit around the customer.

Create salary advance, nano credit and other short-duration propositions with local regulated infrastructure and balaBNK technology.

Technology services · Revenue participation · Portfolio performance arrangements
04

Bring balaBNK to your market

A local financial institution. A global technology model.

Operate a localized balaBNK proposition using the brand, technology, product framework, credit methodology and operating know-how.

SaaS · Technology & brand licensing · Transaction revenue
Built for different credit models

Configure the proposition
your market is ready for.

Consumer Credit · Microfinance · Salary Advances · Nano & Micro Credit · BNPL · Earned Wage Access · Personal Loans · Credit Cards · SME Lending · Merchant Finance · Embedded Credit.